Effect of Liquidity Management on Banks Profitability

نویسندگان

چکیده

Liquidity management and profitability are very important issues in the growth survival of businesses including financial institutions ability to handle trade-off between two is a source concern for managers. Hence, this research examines relationship liquidity bank performance using secondary data from published annual reports five (5) sampled Deposit Money Banks Nigeria period ten years (2009-2018). The proxies include loan deposit ratio, assets liquid while return on was proxy profitability. Data analyzed Auto Regressive Distributed Lag (ARDL) results study showed that there negative significant ratio with p-value 0.0021 (ROA), positive asset 0.0005 (ROA) insignificant 0.1808 (ROA). concludes that, banks Nigeria. It recommended should always endeavour administer their credits effectively by adhering strictly rules granting credit.

برای دانلود باید عضویت طلایی داشته باشید

برای دانلود متن کامل این مقاله و بیش از 32 میلیون مقاله دیگر ابتدا ثبت نام کنید

اگر عضو سایت هستید لطفا وارد حساب کاربری خود شوید

منابع مشابه

Effect of Asset and Liability management on Liquidity risk of Iranian Banks

In financial markets, the main component of risk management is liquidity risk. Asset and Liability Management (ALM) strategy is concerned with managing all risks. Asset and liability management seeks to manage liquidity risk, which refers to both the liquidity of markets and which assets can be translated into cash. The liquidity is importantly affected by the management of banks’ balance sheet...

متن کامل

The Effect of Macroeconomic Conditions on Banks Risk and Profitability

retain responsibility for any remaining errors. The views expressed herein are those of the author and do not necessarily reflect the views of the Reserve Bank of Australia.

متن کامل

The Impact of Liquidity on Iranian Bank Profitability

This paper analyzes the impact of liquid asset holdings on bank profitability for a sample of Iranian banks. Using the Generalized Method of Moment (GMM), this study analyzes the profitability of listed banks using unbalanced panel data over the period of 2002-2009. We use the liquidity asset and liquidity asset-ratio square for estimating liquid asset and profitability relationship. The e...

متن کامل

Banks, Markets and Liquidity

The banking sector is one of the most highly regulated sectors in the economy. However, in contrast to other regulated sectors there is no wide agreement on the market failures that justify regulation. We suggest that there are two important failures. The fi rst is a coordination problem that arises because of multiple equilibria. If people believe there is going to be a panic then that can be ...

متن کامل

Intraday Liquidity Management: A Tale of Games Banks Play

The value and volume of interbank payments increased dramatically throughout the 1980s and 1990s as a result of rapid financial innovation and the integration and globalization of financial markets. In the United States, settlement of interbank payments grew from $300 trillion in 1985, or forty-five times GDP, to almost $500 trillion in 1995, or seventy-five times GDP (Bech, Preisig, and Soramä...

متن کامل

ذخیره در منابع من


  با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید

ژورنال

عنوان ژورنال: Izvestiya: Journal of Varna University of Economics

سال: 2021

ISSN: ['2367-6361', '2367-6957']

DOI: https://doi.org/10.36997/ijuev2021.65.2.220